Interest-Only Loan Calculator

Calculate interest-only loan repayment schedules, compare with traditional loan models, and understand the interest differences between different payment methods

Basic Loan Information

Loan Amount

Property Value

LTV: 80.0%

Annual Interest Rate

Variable Rate

Loan Term

years

Interest-Only Period

years

Interest-Only Period Ratio16.7%

5 years / 30 years

Loan Configuration

Interest Rate Type

Rate Reset Period

years

Repayment Method

Fixed monthly payments with higher interest portion initially