SmartLoanTools
Precise loan calculation tools supporting construction loans, 401k loans, and interest-only loans. Free to use with CSV export to help you make informed financial decisions.
Mortgage Payoff Calculator
Advanced mortgage calculator with early payoff analysis. Calculate monthly payments and simulate prepayment strategies to save thousands.
- Monthly payment calculation
- Early payoff analysis
- Prepayment simulation
- Scenario comparison
- CSV export
Construction Loan Calculator
Calculate phase-based construction loans with interest-only periods and conversion to permanent financing.
- Phase-based disbursement tracking
- Interest-only construction period
- Permanent loan conversion
- Down payment optimization
401k Loan Calculator
Analyze 401k loan options with opportunity cost calculations and account balance impact assessment.
- Opportunity cost analysis
- Account balance impact
- Investment return comparison
- Repayment optimization
Interest-Only Loan Calculator
Compare interest-only mortgages with traditional loans to optimize cash flow and investment returns.
- Interest-only period analysis
- Traditional loan comparison
- Cash flow optimization
- Total cost breakdown
Key Features
We provide comprehensive loan calculation solutions
Precise Calculations
High-precision arithmetic using decimal.js library
CSV Export
Detailed repayment schedule downloads
Dynamic Data
Latest rates and real-time updates